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Travel Agents and Tour Operators Professional Liability Insurance

Professional liability insurance is also known as "errors & omissions" or "malpractice" insurance. It offers protection against allegations of negligence committed during the course of rendering your professional travel services that cause a customer financial harm.

When you place your professional liability insurance through Aon Affinity, you benefit from our:

  • Long years of service to the travel industry
  • A policy form designed for travel agents and tour operators
  • Experienced, in-house staff of legal and insurance professionals
  • Administration of all aspects of the program from underwriting to customer service, claims and risk management

The Aon Affinity Travel Professional Liability Policy

The policy provides worldwide protection for qualifying travel agencies, tour operators, meeting planners and independent contractors. It includes four liability coverage parts:

Coverage Part: Offers protection for:
General Liability Bodily injury and property damage claims
Non-Owned and Hired Auto Liability Claims arising from booking automobile arrangements, such as airport transfers, car rentals and motorcoach transportation
Professional Liability Allegations of professional errors and omissions
Personal Injury Liability Libel, slander, false arrest, invasion of privacy and wrongful eviction

Coverage Highlights

  • Limits up to $5,000,000 per claim, $5,000,000 annual aggregate for qualifying applicants
  • Flexible deductible options to help reduce your premium
  • Occurrence policy form
  • Legal defense paid in addition to policy liability limits
  • Definition of "insured" includes tour guides and tour escorts
  • Certain independent contractors (individuals only) as persons insured
  • Host liquor liability
  • $50,000 of Fire Legal Liability included for damage by tenants to owner's building

Program Enhancements

  • Sale of Travel Insurance
  • Extended General Liability Endorsement for contractual liability and premises medical
  • Additional insureds
  • Prior acts for qualifying companies
  • Travel supplier bankruptcy legal liability
  • Advertising injury liability covers copyright and trademark infringement claims

Insurers

  • Insurance carriers rated "A" (Excellent) by A.M. Best are available in all states in order to provide you with peace of mind
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